Happy New Year… or is it? Once the smoke of the Harbour Bridge fireworks has blown away, many of us are left feeling a little dusty, and not only from too much food and drink. For at the end of January, along with the tennis, comes credit-card bill shock...
Is your home loan interest rate nudging 4%? If this is the case, there is a good chance that you are paying too much for your mortgage – and you could save thousands (if not tens of thousands) of dollars by refinancing. Interest rates in Australia are at all-time...
Your home loan is probably the biggest investment you will make in your life and a debt that most people would like to pay off as quickly as possible. But how achievable is that? Here are some of the key ways to pay off your mortgage sooner… Re-evaluate your...
It’s all too easy to rack up debt, credit cards, HECS, car loans etc, and may seem all too hard to pay it off. Debt can also have a big impact on how much money you can borrow for a home loan, so reducing your debt is essential when...
Here are some tips to start paying off your debt $45 billion. That’s how much Australians owe on their credit cards.i Now, perhaps that’s no drama if we’re not paying too much to access credit and we’re managing to avoid interest charges by paying back what we owe on...
How many of us dream of being able to pay our mortgages off before we retire? How about 10 or 20 years before we retire? Or what about before we turn 30? Sounds impossible, doesn’t it? Not for Deborah and her husband Joel – they are about to move...
If you’ve ever applied for credit or a loan, you are likely to have a credit report and the information in that report is used by lenders to help decide whether or not you can afford a particular loan, and also how likely you are to repay the debt. Many people...
Managing finances at a young age was something that I naturally wanted to do. I, was personally driven by my own wants and needs not those that were pushed upon me through media sources and the like. Theses days, with access to the internet at our finger tips, young adults are often...
New build turnkey houses are very popular among first time buyers. They save a lot of time and complications, as you don’t need to wait until the previous owners have found a new home before moving in and there is something about moving into a brand new property that...
Many of us have a bit of a creative touch in some way or other. For some of us it may be that we are pretty nifty with a hot glue gun and some felt, or for others, the talents lie in the ability to create delicious masterpieces in...